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Bankruptcy Law Firms Atlanta Ga

August 1, 2010 By Leave a Comment

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The Atlanta, Georgia Law Offices Of Attorney Britt

Author: Britt Gary

There are a lot of lawyers that are providing their services today and almost all of them seem like a good choice.  However, I can assure you that not all the things that look good are really good, and this goes for many Atlanta, Georgia lawyers-attorneys.  When you are searching for a lawyer or attorney, make sure that you check their experience, expertise, and professional qualifications.  That is the best way to see if the lawyer is suitable to get the job done for you.  At the Atlanta, Georgia law firm of AttorneyBritt we include the complete resume, work history, and qualifications of our lawyers-attorneys on our web site.  For example, at the Atlanta, Georgia law firm of AttorneyBritt we provide the complete resume and work history for our founder, Gary L. Britt, CPA, J.D.

  • Before he started his legal career, Mr. Britt worked as a certified public accountant between 1974 and 1985 for several of the largest and most prestigious public accounting and holding companies in the USA.
  • Between 1985 and 1995, Mr. Britt was partner in Douglas and Britt, Houston Texas. There he became an expert in all types of business contract and litigation matters, as well as financial and estate planning for business owners and high wealth individuals.
  • During the period between 1995 and 2001, Mr. Britt was vice president and general counsel in The Clawson Group, Atlanta, Georgia.  There he was responsible for all the legal aspects of this privately owned conglomerate, as well as all banking and treasury relationships and contracts.
  • Between 2002 and 2004, Mr. Britt was general counsel of Stafford Development Company, Tifton, Georgia.  There he was in charge of all legal matters for this multifaceted and diverse conglomerate of companies.
  • During the period between 2004 and 2008, Mr. Britt was general counsel for General Counsel Group, Atlanta, Georgia.  During that period, Mr. Britt functioned as General Counsel for two principal groups of companies in Atlanta and Savannah, Georgia.
  • In 2008, Mr. Britt founded his own Atlanta, Georgia law firm, AttorneyBritt.  AttorneyBritt – Lawyer Attorney CPA – Professional solutions for litigation, estate planning, business law, asset protection, wills, trusts, probate, contracts and agreements.

Let the Atlanta, Georgia law firm of AttorneyBritt help you, and concentrate your time on the more important aspects of your business and LIFE.  The Atlanta, Georgia law firm of AttorneyBritt will help you make your business grow while protecting your assets and peace of mind.  When you choose a lawyer-attorney in Atlanta, Georgia, you owe it to yourself to contact the law firm of AttorneyBritt, Gary L. Britt, CPA, J.D.

Article Source: http://www.articlesbase.com/law-articles/the-atlanta-georgia-law-offices-of-attorney-britt-2193424.html

About the Author

AttorneyBritt – Gary L. Britt, CPA, J.D. – Attorney At Law – Professional solutions for litigation, estate planning, business law, asset protection, wills, trusts, probate, contracts and agreements.AttorneyBritt



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Minnesota Bankruptcy Law Firm

July 31, 2010 By 4 Comments
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Minnesota DUI and DWI Law

Author: James Hawthorne

Seven years is what you could potentially be looking at should you get arrested in Minnesota and are convicted of first degree DWI. Not only that, but you also stand to be ordered to pay a fine up to ,000 and because it’s a felony, you’ll lose your rights to vote and bear arms, among other rights. Needless to say, just the thought of these penalties is more than overwhelming. Contacting an attorney should be your first move and it should be done as soon as possible.

Here we’ll discuss some of the nuances of Minnesota’s tough DUI and DWI laws and how they can affect you should you ever find yourself being charged for breaking any of these laws. The first thing you should understand is that the terms DWI and DUI are used interchangeably due to revisions in Minnesota’s laws. Driving under the influence (DUI) and driving while impaired (DWI) are essentially the same but are sometimes confusing due to those changes. Still, being charged with a DWI crime presents stiff penalties and depending on the charges, your past record and any other crimes you find yourself charged with, the repercussions can affect the rest of your life.

So What are the Laws?

Minnesota laws read that a DWI crime includes any person driving, operating or controlling a motor vehicle while under the influence of alcohol, a controlled substance, a hazardous substance or any combination of these. Further, if you’re found with a blood alcohol concentration of .08 and are driving a vehicle, you will be arrested. If metabolites of a schedule I or II controlled substance is found in your body and you’re operating a vehicle, you will be arrested. There are several aggravating factors that play a role in determining what those charges will ultimately include after your arrest. Some of these factors include:

- Other DUI/DWI arrests over the past decade
- Alcohol concentration of .20
- A minor under the age of 16 who is traveling with you

These are just a few factors and the fact is, the arresting officer is afforded a bit of leeway during the arrest. The penalties vary as well. Using a “tiered” approach, the laws are defined as:

Fourth Degree DWI is considered a misdemeanor and is punished by up to 90 days in jail and the potential of a ,000 fine.

Third Degree DWI is considered a gross misdemeanor and if you’re convicted you face up to one year in jail with a ,000 fine.

Second Degree DWI is also considered a gross misdemeanor and its determined based on a number of factors such as those listed above.

First Degree DWI, if convicted, is a felony and punishable by up to seven years in prison and up to ,000 in fines. Again, aggravating factors play a large role in any sentence the judge imposes.

The laws relating to DUI/DWI charges in Minnesota are overwhelming and can be confusing. This only reiterates the importance of consulting an attorney as soon as you can. Allow an experienced lawyer to go to bat for you and help you maneuver the legal waters. Without legal assistance, you stand to lose far more than you ever could have anticipated.

The information you obtain from this article is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.

Article Source: http://www.articlesbase.com/law-articles/minnesota-dui-and-dwi-law-1054437.html

About the Author
A Minneapolis DWI attorney at a local law firm can provide you with an experienced DWI lawyer in Minnesota.



Filed Under: Bankruptcy information Tagged With: , , , , , , , ,

Pre Bankruptcy Counseling Kentucky

July 28, 2010 By Leave a Comment
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Guidelines For Filing For Bankruptcy

Author: figowang

Benjamin J. Ginter runs the Law Offices of Benjamin J. Ginter in Cranford, New Jersey. He has worked in many fields of the law for over 7 years, particularly in the field of Consumer Bankruptcy. It has always been his mission to offer personal, friendly and professional legal services to all his clients at affordable prices. Here, he explains everything you need to know about bankruptcy.

  1. What are the basics of bankruptcy? Filing for bankruptcy doesn’t have to be difficult. It’s a good idea to have an attorney guide you through the process and to make sure you do things correctly. You will get all the answers to your major questions from a lawyer.
  2. What is a bankruptcy attorney? A bankruptcy attorney works with clients that are having financial difficulty and are looking to have their debt wiped out in bankruptcy. Bankruptcy attorneys help their clients get a fresh start without the worry of being sued.
  3. Do you qualify to file for bankruptcy? Whether or not you qualify to file for bankruptcy depends on a variety of factors, including your debt. It is always best to speak to an attorney to make sure you file for the appropriate chapter of bankruptcy
  4. What are problems that prevent filing for a bankruptcy successfully? People should know the fact that certain instances may prevent them from filing for a bankruptcy successfully. Did you take an expensive vacation right before you filed? Are you due to get a lot of money from a personal injury lawsuit? These events may impact your filing.
  5. What are Chapter 7 and Chapter 13 bankruptcy? Chapter 13 is basically a repayment plan, while Chapter 7 is known as a straight bankruptcy. It is up to you and your bankruptcy attorney to decide which chapter is more appropriate to your specific needs. Be aware that filing for the wrong chapter, however, can make you lose your house.
  6. Can you still file for Chapter 7 bankruptcy? A lot of people are under the misconception that they no longer qualify for bankruptcy because the laws have changed. That is not true, although some of the main areas have changed. For example, you can now file for Chapter 7 bankruptcy once every eight years.
  7. What happens after you file for bankruptcy? When you file for bankruptcy, an automatic stay goes into effect , which stops all threatening letters asking for debts to be repaid. It should come as a great relief to people unable to pay their bills.
  8. How will you rebuild a credit report after bankruptcy? Many people despair at the thought that they may never get credit again after filing for bankruptcy. But the truth is far from that. Your bankruptcy can be erased from your record after 7 to 10 years’ time.
  9. Can you keep your home if you file for bankruptcy? In most cases, you can keep your home when you file for bankruptcy. It all depends on different factors such as where you live, how much equity you have in the property, or how far you are behind in the mortgage payments. 

10.  How can you deal with mortgages when filing for bankruptcy? Lien stripping is one way in which people who file for bankruptcy are able to discharge their mortgages while still keeping their homes.

11.  Does your spouse have to file for bankruptcy if you do? Usually spouses file for bankruptcy together. So in most cases, a spouse would still be responsible for debts if his other half files. However, your spouse only has to file if he or she is a co-debtor on the credit card.

12.  What are secured creditors and unsecured creditors? You have to realize the difference between secured and unsecured creditors. A secured creditor has an interest on a piece of property you own, while an unsecured creditor does not. If you don’t continue paying for that piece of property, a secured creditor has the right to take that property back, but an unsecured creditor does not.

13.  What is a reaffirmation agreement? Reaffirming your debt - and your intention to repay it – can be an important part of a bankruptcy procedure. A reaffirmation agreement is one made by the debtor and the creditor where the debtor agrees to continue paying for the debt even though he filed for bankruptcy and the debt could therefore be legally discharged.

14.  What are debt counseling courses? The idea of debt counseling courses sounds time-consuming and onerous. But these types of courses are actually helpful, and they don’t take a lot of time. Anybody filing for bankruptcy has to complete both pre-filing and post-filing debt counseling courses.

15.  How will you hire an attorney for a real estate transaction? Don’t consider buying property unless you consult a decent real estate lawyer. As a competent real estate lawyer can help you avoid all common pitfalls, and even save you money in the long run. It’s worth hiring an attorney for a real estate transaction.

16.  How will you file for an uncontested divorce? Divorce is always a difficult issue, but it can be a lot easier for both parties if it is uncontested. An uncontested divorce is also called a simple divorce, for good reason. It happens when the two parties involved are able to agree on a variety of issues, and it can make the whole divorce process smoother and easier.

17.  What is the importance of having a will? A will basically disposes of your property after you die. If you don’t have a will, then the laws of intestacy apply, whereby your property will be disposed of according to the laws of the state. That’s why it’s important to have a will, because you want the power to decide how your property is disposed of after you’re gone.

18.  What is a living will? The idea of whether or not to pull the plug when you are lying in a vegetative state scares most of us. That’s why it’s important to have a living will to spare your relatives having to make these life-or-death decisions. Also called an advanced healthcare directive, a living will makes sure your wishes are carried out to the letter.

19.  What are federal bankruptcy exemptions? Knowing what federal bankruptcy exemptions are available is important if you are considering filing for bankruptcy. Look online to see what federal exemptions are. But for the most up-to-date information, you should always check with your bankruptcy lawyer for a full federal and state exemptions list.

  1. What are current New Jersey bankruptcy exemptions? It’s important to know what exemptions are available for people who are considering filing for bankruptcy. Keep in mind, however, that along with federal exemptions, there are also state ones, which vary from state to state.

Article Source: http://www.articlesbase.com/bankruptcy-articles/guidelines-for-filing-for-bankruptcy-1885343.html

About the Author

figo


Filed Under: Bankruptcy information Tagged With: , ,

Bankruptcy Flint Mi

July 26, 2010 By Leave a Comment
Legal Helpers Flint ...

Foreclosures Still On The Rise – How To Stop A Michigan Foreclosure Sale

Author: Bill Johnson

According to RealtyTrac, the number of foreclosed homes in the United States rose 21% in 2009 to a record 2.8 million (Source: Business Week). This is a 120% increase from 2007. Michigan is no exception, ranking 8th in the country for foreclosure postings. You may be asking, how do I avoid a home foreclosure?

Although sometimes a foreclosure situation cannot be anticipated or avoided, there are steps you can take for proactive foreclosure prevention. Here are some steps you can take:

  • Proactively manage your budget. If you find that your debt is getting out of control, don’t wait to address it. Having a high debt-to-income ratio can create unintended consequences, such as:
    • Overwhelming debts can impede your ability to maintain timely mortgage payments
    • If your debt-to-income ratio is too high, you may not qualify for a loan modification. According to government guidelines, the loan modification process aims for a housing-related debt-to-gross-income ratio of 38% or less.

    We can help you to reduce your debt-to-income ratio through a Chapter 7 debt elimination program or by debt consolidation in a Chapter 13 program.

  • Request a loan modification. If you are in an adjustable rate mortgage or a have a balloon payment, don’t wait until your monthly payment becomes unaffordable. Contact your mortgage company to begin the process of requesting a loan modification.
  • Remove a second mortgage or home equity loan. Through the Chapter 13 process we can legally remove a second mortgage or home equity loan if there is not enough value in the home to support it. This is a way to re-align your budget and bring your home’s value back in line with the current market value.

It is a difficult time for homeowners right now. We are here to help clients proactively manage their finances in order to prevent future foreclosures. If you are currently facing a foreclosure, we can help you to legally stop the sale and set up reasonable repayment terms with your lender. See the contact information below to learn more about the
foreclosure process in Southfield, MI.

Article Source: http://www.articlesbase.com/bankruptcy-articles/foreclosures-still-on-the-rise-how-to-stop-a-michigan-foreclosure-sale-1891834.html

About the Author

By Attorney William Johnson, founder and managing partner of Acclaim Legal Services a Michigan based law firm that specializes in foreclosure prevention and bankruptcy in Southfield, Flint, Dearborn and Warren.

Acclaim Legal Services, PLLC
Two Lahser Center
26200 Lahser Road, Suite 330
Southfield, Michigan 48033
1-888-868-6005



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Attorney Bankruptcy Rancho Cucamonga

July 26, 2010 By Leave a Comment
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Victorville Personal Injury Attorney’s Top Ten Reasons to Slow Down to Avoid a Personal Injury Auto Accident

Author: R. Sebastian Gibson

1) Old people don’t see very well.

 

2) Some people don’t think too well.

 

3) Cops are not easily amused.

 

4) You never know when you’ll come across a cute girl in a slower car.

 

5) Children don’t expect to see a car racing down their street at 100 mph.

 

6) There’s probably a police helicopter tracking your every movement.

 

7) You get much more attention if you drive slowly – remember OJ’s low speed chase in the white Ford Bronco.

 

8) Your car probably has a built in self-destruct mechanism if you hit 150 mph.

 

9) People still use cell phones.

 

10) Someone may call in your license plate to the authorities.

 

Here are ten useful tips of advice from a personal injury lawyer to follow if you have been in an accident. You can also learn more about how to handle a personal injury in Victorville, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it may have been a few hours since the accident. However, if you ever have another accident, or if it’s only been a few hours since you were hurt, here’s what you should do from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good personal injury attorney as soon as you have had your initial treatment, so the lawyer can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good personal injury attorney can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good personal injury lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most personal injury attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a personal injury in Victorville, Ontario, Rancho Cucamonga, Corona, Temecula, Murrieta, Riverside, San Bernardino, Moreno Valley, Fontana, Palmdale, Hesperia, or anywhere in Southern California, we have the knowledge and resources to be your Victorville Personal Injury Lawyer and your Palmdale Personal Injury Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.

Article Source: http://www.articlesbase.com/personal-injury-articles/victorville-personal-injury-attorneys-top-ten-reasons-to-slow-down-to-avoid-a-personal-injury-auto-accident-633345.html

About the Author

The Sebastian Gibson Law Firm serves auto accident victims in Victorville, motorcycle victims and truck accident clients in Ontario, Rancho Cucamonga, Corona, Temecula, Murrieta, Riverside, San Bernardino, Moreno Valley, Fontana, Palmdale, Victorville, and Hesperia. We also serve bicycle, pedestrian and car accident clients from San Diego to Orange County, Long Beach and Santa Monica, Palm Springs, Palm Desert and Indio, Santa Barbara, Ventura, Oxnard and San Luis Obispo, and all of Southern California.

Visit our website at http://www.sebastiangibsonlaw.com if you have a personal injury legal matter of any kind. We have the knowledge and resources to represent you as your Victorville Personal Injury Lawyer and Palmdale Personal Injury Attorney or your attorney in and around the cities of Corona del Mar, Laguna Beach, Huntington Beach, Irvine, Anaheim, Santa Ana, Carlsbad, Oceanside, La Jolla, Del Mar and Escondido. We also serve Orange, Fullerton, Costa Mesa, Corona, Westminster, Buena Park, Mission Viejo, Garden Grove, Chula Vista, El Cajon, Vista, San Marcos, Solana Beach, Encinitas, Laguna Niguel, Chino Hills, San Clemente, Pacific Beach, Coachella, Rancho Mirage, La Quinta, Joshua Tree and Apple Valley.



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