When you have accumulated large amount of debt and have no way to pay them off there is only one other option, file for bankruptcy. Bankruptcy will help you take care of the debts but it will also destroy your credit rating and any future prospects of getting a good job, loan, forbearance etc.
There is a good way to avoid bankruptcy and pay off your debts. To supplement your income, you need to start a new business venture and ask for the government's help in financing the business. The government sets aside huge amount of moneys every year to help in just these kinds of venture to improve the American economy.
The idea is to identify that you need to start something new to ensure your income is enough to pay for all the unavoidable expenses you are having. The business grant is provided to those who have only enough money to support their monthly expenses. So if you are spending your income unwontedly and trying to get more money to pay for your expenses then don't expect the grant money to come through. The money is a financial aid and meant for the betterment of the individual and, in turn, the economy, hence it is distributed carefully. The grant is the way the government helps the common man from avoiding bankruptcy.
For interested candidates, a grant is the best way of obtaining money as it doesn't involve any form of obligation like repayments or providing collateral for the money. The money is provided as a financial aid to your business venture. To make best use of the grant, you need to ensure you have a good plan on how to start and run the business. Once you have everything documented, apply for the grant and wait for the approval.
***Update***
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