Before I file bankruptcy myself, I must consider all things possible because bankruptcy is only my last choice. I have to understand what bankruptcy means in my situation; will it me do some good or maybe will it just back fire and just drag me down even deeper. Filing bankruptcy myself is very personal. I know this is my life and it is only me who can determine my success on how will I be able to rise again from this situation. Choosing which type of bankruptcy to file is a little bit tricky. I must know whether chapter 7 or chapter 13 is the right one to file. I can the chapter 7 type of bankruptcy by myself, which if I qualify, can make things so much easier for me. All my debt will be discharged in exchange for the liquidation of most of my properties. I can file bankruptcy by myself with a chapter 13 type of bankruptcy which certainly most people will qualify.