How debt consolidation affects your credit scores really depends on you and your lender that you are using.
You must take steps to make sure that you protect your credit. It is just as much your own responsibility to make the most of a debt consolidation, as it is for the lender to provide you with the best possible services. There are numerous things that you can do to positively affect your credit score, just as there are things that you can do to hurt it.
Paula de la Torre Editor of the "Best Debt Consolidation Companies" website -- http://www.BestDebtConsolidationCompanies.net -- pointed out;