Credit card debt is one of the most troubling financial issues for American families today. Over 23 million Americans currently can't make more than the minimum payment on their credit cards. Nearly half of all credit card holders missed at least one payment in 2008 and nearly 25% of families are worried about how they will pay for their credit card bills at the end of the month.
If you find yourself in similar situations to the ones described above, remember that you're not alone and that you have more that you can do than you think. Filing bankruptcy might be the best solution for you. When you file Chapter 7 bankruptcy an automatic stay is put in place and your creditors won't be able to harass you anymore.