Do I need an Attorney to File Bankruptcy?
Author: Chad Fisher
When it comes to filing bankruptcy, many people are extremely curious if this is something they can do themselves, or if they need an attorney to do so. You would think that if you have to file for bankruptcy due to lack of finances, you most certainly could not afford an attorney. However, many people do get an attorney to help guide the through the bankruptcy process because it is a lengthy one.
Yet, you can file for bankruptcy yourself and this can save you a lot of money if you are able to do so. However, you will want to prepare yourself for this by educating yourself on the process. Listed below are some things you may want to consider doing to prepare yourself for the process:
- Make a list of all debts you have. This will include the amount of the debt as well as the creditor and their address as well. This will make it easy for you to contact your creditors and give you an exact amount of debt that is owed as well.
- Contact the government to get all the needed forms. When you file for bankruptcy, there are a lot of forms that will have to be completed. These can usually be obtained through the federal government. When you take the time make sure you have all the documents together initially, it can save you a lot of hassle down the road.
- Know what type of bankruptcy you are going to file. You can file bankruptcy by Chapter 7 or Chapter 13, but it is very important you know ahead of time which you plan to file.
It is an individual decision when it comes to filing for bankruptcy, whether you get an attorney to assist you or if you do it on your own, either way it is a big decision.
Article Source: http://www.articlesbase.com/bankruptcy-articles/do-i-need-an-attorney-to-file-bankruptcy-1355961.html
About the Author
You should consider professional help before making the decision to file. We can assist you at http://www.northerncaliforniabankruptcylawyer.com/
If I want to file bankruptcy in Florida how do I go about doing that w/o an attorney to save on attorney fees?
What is the cost to file Chapter 7 bankruptcy through an attorney in Central Florida?
and does that include court filing fees.
How can I amend a chapter 7 bankruptcy file adding a creditor?
I file for bankruptcy and I have the meeting on the 17th. I DON’T have an attorney.And I forgot to add a creditor on the file.
Please, I need to know exactly what is the form I have to print out and fill out to bring to the court in Fort Lauderdale, Florida. I know I have to pay a fee of $26. But I still don’t know what form I have to fill out and where to get it. Thank you for your help.
I would like to know more less whats the cost to file for bankruptcy in Miami, Florida.?
with attorney fees included… thank you!
Is there a maximum legal foreclosure defense fee for attorneys/lawyers in Florida?
Please provide source or law statute if possible. I know for Bankruptcy is not supposed to pass $2000.00
You can’t.
They changed the bankruptcy laws so that you have to go through financial counselling as well as having an attourney to deal with the judge.
“A person who represents himself often has a fool for a client.”
It really depends, but the courts must charge a $299 filing fee (mandatory for all states). Attorney’s fees vary by attorney, but I filed in Texas, and my total cost was $1399 ($1000 atty. fee, $299 filing fee, $50 credit reporting fee, $50 credit counseling fee).
Good luck.
In CA, there usually $799.
None. There are all sorts of exceptions including for bankruptcy, depending the type involved.
You need to add the creditors as amended on schedule D, E or F and then you need to prepare a simple Motion. typically in the Motion you must list the name and addresses of the missing/new creditors. There may be sample Motions on the Net.You may want to contact the Bankruptcy Court as many have clerks that help pro se filers.